Yes on the given conditions that the loan taken should be utilised towards addition of a built up space in a dwelling unit
1) Up-gradation of a dwelling unit by complete demolition and reconstruction
2) Improvement of the dwelling unit by making walls/ceilings better and safer
3) Addition of water connections, bathrooms and sewage connections
4) Renovation of an existing dwelling unit
The EMI consists of the principal amount and the interest on the principal amount. It is calculated by taking into account the loan amount, the time frame for repaying the loan and the interest rate on the borrowed sum.
Every month, part of the EMI is adjusted towards the interest payable and the balance is adjusted towards repayment of the principal.
Customers can take a disbursement within 90 days from the date of sanction.
Homshree shall disburse the Loan either in lump-sum or in suitable installments with reference to the progress of construction or on consideration of any other factors as determined by Homeshree.
Annual account statements and interest certificates are sent to all customers after the financial year closing. For any interim requirement, customers can contact the branch officials or our directly centralised customer care team through call/mail/letter. Interim requests are on chargeable basis.
• Customers can make a request at the branch.
• Customers can call us on 011-4358-6767
The request will get accepted after the personal details get verified by our customer care officer through a phone call.
Also after updating it in oursystem, an intimation call & query reference number will also be delivered to client's new registered contact no
The 'Agreement to Sell' in a property transaction is a legal document executed on a stamp paper that records in writing the understanding between the buyer and the seller and all the details of the property such as area, possession date, price etc.
Pre-EMI is the interest on the loan amount disbursed. It is payable every month from the date of each disbursement until the commencement of the EMI payments.
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Homeshree is a Housing Finance Company. Homeshree has been formed to primarily address the housing finance needs of self employed, informal segment of customers belonging to Low and Middle Income Families primarily from semi urban and rural markets.
705 Arunachal Building,19 Barakhamba Road, New Delhi-110001(India)