Ready Purchase

Loan Amount
Avail a Home Loan of up to 70,00,000 (minimum loan amount 5 lac) but not exceeding 70% of Loan To Value subject to 90% of Cost of Property
Tenure & Term
The tenure of your Home Loan ranges from 15 to 20 years. The term, however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self-employed individuals)
Interest Rates-
A rate of interest will be levied from 9.75% to 15.75%.
Login Fees (Non-Refundable)
: This is charged as the fee towards processing your home loan application

#	Loan Amount	Fees
1	< Rs. 25,00,000/-	Rs. 2,500/-
2	>Rs. 25,00,000/-	Rs. 5,750/-

Easy Repayments:
You have 2 options for repayment of the loan based on the EMIs payable on your Home Loan:

ECS/ACH: The repayment will happen by ECS or ACH
PDC: In case of repayment through PDC, 24 PDCs should be collected from customer during initial disbursement.

For the purpose of loan Application the eligibility of applicant and co-applicant shall be as:

Age of Primary income considered Applicant should be 21 years and above.
Income Range- Minimum Rs 15,000
In the case income is not considered age of co-applicant can be 18 years(cases where issue of inheritance of property or credit comfort)
Borrower should have a bank account.
All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.

List of Documents

2 Photographs (passport size)
KYC documents (PAN Mandatory, Aadhar or Passport)
Office address verification viz. telephone bill/electricity bill (maximum 3 months old)/ Sales tax certificate/ Shop & establishment Act.
Banks pass book or Bank Statements of all the Accounts
Salary Slip for the last 3 months
Form 16 for the period of last 2 years.
Chain documents of the Property, Property Booking Slip, Map of property
Processing fees Cheque

List of Documents

2 Photographs (passport size)
KYC documents (PAN Mandatory, Aadhar or Passport)
Last 3 years ITR with computation of income, Balance Sheet and Profit and Loss A/c with annexure and schedules
Brief Profile of the Business on the Letter head of the organization by the applicant
Additional Document, if Applicable-
- Advance tax challan
- Bank account of the business (must for proprietorship firms)
- Office address verification viz. telephone bill/electricity bill (maximum 2 months old)/ Sales tax certificate/ Shop & establishment Act.
- If the applicant is a partner / director of a firm / company, then audited balance sheet and profit and loss account of the firm / company.
- Partnership deed and Memorandum of Association and Articles of Association, wherever applicable.